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CAIRO INTERNATIONAL BANK LOAN FACILITIES
          SECURED LOANS           SALARY LOANS                  LOAN REQUIREMENTS            

Secured Loans:
Cairo Iinternatioinal bank loans target people with different demands including

Business sector for Agricultural loans: This covers fishing, crop production, purchase of tractors and implements, poultry and diary farming.

Trade and commerce All loans for general merchandise, wholesale and retail trade, petroleum products, beverages and cigarettes etc. Manufacturing/Industry: Loans for provision of working capital and bridging finance to cater for purchase of raw material and spares for manufacturing. Transport: Loan for purchase of motor vehicles, buses, and lorries for rental hire. Building & construction:

Bridge financing for contractors and construction firms undertaking large construction projects for reputable companies. Mortgage finance: Loans for completion of houses and construction firms undertaking large projects for reputable companies. Services: Loans to bridge finance, hotels, schools and government departments.  

The Industry segments include Some general line will be recommended for the key industries in Uganda. Transportation: Buses and Lorries, Minibuses, Wholesale & retail general merchandise: We consider financing specific transactions facilities by financing up to 60% of value for specific transactions or 3 to 6 months supplies No retail merchandise financing due to high risk and low profit margin. Beer and Soda: Financing working capital especially during festive seasons. Fuel and Petroleum products: Daily banking is required Services: Consider short - term (90) days financing. Mining and Quarrying Consider medium term facilities of not less than 12 months.

 

 

 

Salary Loans:

This caters for:

  1. Public servants
  2. Pensioners
  3. Any other employees from reputable organisations/school approved by CIB.
Salary earnerswho are having their salaries paid through their accounts held by CIB will benefit from the scheme.

Pension earners with a minimum survivors benefit period that can cover the loan period can also benefit.

Customers requiring facilities against their fixed deposits or any other deposits on their accounts held in the bank.Long, long time customers with good run on account and good repayment records. Salary earners from reputable organisations approved by CIB ,Community group borrowers e.g. Market vendors and women organisation. Long - time customers with relatively inactive account and no lending experience BUT with good valuable security within an urban centre preferably Kampala.New customers with potential for highly profitable relationships.

          SECURED LOANS           UNSECURED LOANS                  LOAN REQUIREMENTS            
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