Overdrafts / lines of credit: This will be available to customers who require working capital with a defined repayment program for a period not exceeding 24 months. This will also be available to salary earners for a period not exceeding 24 months.This should constitute about 70% of the credit portfolio.

This product was designed for the small entrepreneurs around town with the main interest of growing their business.

Miles – North; this is to help the Ugandans who are living in the UK to open accounts and save in their home. 
- Miles – West; this encourages business men to transact through the banking system especially from Burundi and Rwanda by opening links with their local banks to maintain accounts with CIB to enable their customers to transact through.

This product is designed to help children learn how to save.they will quickly undersatnd the value of money and how to save for the things that matter to them -like toys, CD or even the lastest computer game!